We’ve done our best to make leasing or buying a Chevrolet car, truck, SUV, or van as safe as possible during the Coronavirus (COVID-19) outbreak in Houston. Following guidelines from national, state, and local authorities, as well as the CDC and WHO, we have implemented strict procedures to protect both our customers and employees. This includes online shopping, complimentary local delivery and trade-in pickup, social distancing, and nearly touchless delivery by trained associates.
Are you looking to find Chevrolet auto financing near you in the Houston area?
Welcome to the auto finance department at Sterling McCall Chevrolet . We are proud to be the dealership of choice for our Houston area customers. Our Chevy financing experts are always eager to help our customers with any questions regarding new or used auto loans. Call us at (832) 436-2457 today!
Included below are some of our most frequently asked questions that most car buyers need answered.
How to Get Approved for a New or Used Car Loan at Sterling McCall Chevrolet ?
Getting approved for a new or used car loan doesn’t need to be stressful. Sterling McCall Chevrolet’s finance department in Houston employs experienced account managers who understand how valuable your time is. We’ve asked them to share some insights on what our customers can do to ensure they get approved for a car loan or Chevrolet lease deal quickly and easily. Here are their recommendations:
Get Pre-Approved Online for New or Used Auto Financing in Houston
Getting pre-approved for car financing online is a great way to get a head start. By applying online, Sterling McCall Chevrolet customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption so you know your personal information is protected. Once you have filled out the online application it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.
Don’t Forget To Choose a Vehicle
Most of the time customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. The best thing to do is to come down to our Houston area Chevrolet dealership. Test drive the vehicle you are interested in and let your sales consultant know that you also need auto financing or Chevrolet leasing options. This will significantly expedite your process. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.
Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Chevrolet lease deal in Houston, TX. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (832) 436-2457 today.
Financing vs Leasing a New Chevrolet in Houston
Simply put, financing a vehicle means once you have made all the payments you will own the vehicle. When you lease a vehicle you are basically renting it for the “agreed term” between you and the dealer. Once the term is up, you may choose to finance the remainder of the loan or get a lease on another one. If you have specific questions or need help deciding which option is best for you, contact the Sterling McCall Chevrolet finance department today.
Trying to sell a car without a title? Let the experts at Sterling McCall Chevrolet help advise you on how to sell or trade your car in the Houston area. Contact us today to get started.
Can I Get a Chevrolet Car Loan With a Credit Score of 600 in Houston area?
You may qualify for a Chevrolet car loan with a credit score of 600 in Houston if you can prove personal credit-worthiness based on a range of factors. This includes proof of income, debt-to-income-ratio, repayment history, and may require a co-signer. Getting pre-approved at Sterling McCall Chevrolet is one of the best ways to find out exactly what you need to get into your next Chevrolet car, truck, SUV, or van.